Years of Experience
Do you need
Business Strategy?
HERE TO SERVE
Our purpose is straightforward: to protect what matters most and establish a foundation, not a burden. We cater to veterans, seniors and their families. You have served so many for so long it’s time someone served you.
THANK YOU FOR ALL YOU HAVE AND CONTINUE TO DO!
We invite you to Rubie Joy Insurance, where we’re committed to supporting you in finding the best insurance solutions. Our approach centers on personalization, ensuring your coverage precisely matches your circumstances and comes with the most competitive rate that respects your budget.
WHY US
Why Veterans and Seniors Trust Us
We understand veterans and seniors’ unique insurance needs. Our job is to make sure your family is taken care of-without overpaying or being misled.
Problems you face & How we solves them
Think you can’t get approved or It’s too Expensive? We’ll Fix That
I don’t Think I qualify – You Qualify. Even if you have medical conditions, there are policies for everyone.
It’s probably too expensive - It’s Affordable - Even on a fixed income.
This is going to be complicated - We Do the leg work. We compare rates from 50+ top carriers to find the best deal for you.
Our Process
SCHEDULE ELIGIBILITY CALL- The state requires us to discuss your needs and address any concerns. This only takes a few minutes!
WE” LL REACH OUT TO CONFIRM- We'll call/text/email within 24 hours to confirm your personal assessment.
PLAN PROPOSAL & APPLICATION- We provide detailed plans outlining benefits, costs & requirements. Once you agree to the plan we apply for coverage.
APPROVAL & PEACE OF MIND- Once approved, coverage begins and so does your confidence, knowing your family is protected.
Disclaimer: $25 Referral only for Life Insurance Policies. Can not pay a referral for Medicare Clients.
Take the First Step!
Your Family Deserves Proper Protection
- STRAIGHT FORWARD
- SIMPLE
- BUDGET FRIENDLY
Our Results
What we done?
How We Work?
Appointment
Proposal
Sign a Contract
Consultation
Let's Talk
The Better
We Know You,
The More We Can Do
A consultant is a professional who provides professional or expert advice in a particular area such as security, management, law, accountancy, human resources, marketing & finance.
Testimonials
Read what our happy clients said about us
My experience with Danyell has been very positive. He knows all the plans available and matched my particular needs with the best company. The process was easy as he took care of most of the paperwork, followed up with me and the insurance company to make sure everything was in order. I am very grateful for his assistance and look forward to working with him next time my insurance needs adjusting.
Annette K
Danyell Means is a well informed and gracious agent. He was supportive of what we were looking for to fulfill our family’s needs and was not trying to push his own agenda. Our family has been appreciative and pleased with our policies and thankful for his constant support and follow up. Highly recommend working with him.
Ryan D
You made it so simple. My new site is so much faster and easier to work with than my old site. I just choose the page, make the change and click save.
Alex SerkuvicDesigner
Advisors
Our Professional Team
Jennifer Carter
Advisor
John Carter
CEO of Company
Amanda Green
Advisor
Alex Roland
Senior Advisor
