HERE TO SERVE
Our purpose is straightforward: to protect what matters most and establish a foundation, not a burden. We cater to veterans, seniors and their families. You have served so many for so long it’s time someone served you.
THANK YOU FOR ALL YOU HAVE AND CONTINUE TO DO!
We invite you to Rubie Joy Insurance, where we’re committed to supporting you in finding the best insurance solutions. Our approach centers on personalization, ensuring your coverage precisely matches your circumstances and comes with the most competitive rate that respects your budget.
WHY US

Why Veterans and Seniors Trust Us
We understand veterans and seniors’ unique insurance needs. Our job is to make sure your family is taken care of-without overpaying or being misled.

Problems you face & How we solves them
Think you can’t get approved or It’s too Expensive? We’ll Fix That
I don’t Think I qualify – You Qualify. Even if you have medical conditions, there are policies for everyone.
It’s probably too expensive - It’s Affordable - Even on a fixed income.
This is going to be complicated - We Do the leg work. We compare rates from 50+ top carriers to find the best deal for you.

Our Process
SCHEDULE ELIGIBILITY CALL- The state requires us to discuss your needs and address any concerns. This only takes a few minutes!
WE” LL REACH OUT TO CONFIRM- We'll call/text/email within 24 hours to confirm your personal assessment.
PLAN PROPOSAL & APPLICATION- We provide detailed plans outlining benefits, costs & requirements. Once you agree to the plan we apply for coverage.
APPROVAL & PEACE OF MIND- Once approved, coverage begins and so does your confidence, knowing your family is protected.
Take the First Step!
Your Family Deserves Proper Protection
- STRAIGHT FORWARD
- SIMPLE
- BUDGET FRIENDLY