Privacy Policy Effective Date Rubie Joy Insurance (“we,” “our,” or “us”) respects your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use our website, booking tools, or communication services, including SMS messaging.

1. Information We Collect We may collect the following types of information when you interact with us: Personal Information: Name, email address, phone number, or other details you provide through forms, booking widgets, or communication channels. SMS/Communication Data: Phone numbers, message content, and opt-in/opt-out preferences related to text messaging. Usage Data: IP address, browser type, and interaction with our website for analytics and service improvement.

2. How We Use Information We use the information we collect to: Provide insurance quotes, services, and support. Send SMS reminders, notifications, or updates if you have opted in. Improve our website and customer experience. Maintain compliance with carrier and regulatory requirements (e.g., A2P 10DLC).


3. SMS Messaging and Opt-In
By providing your phone number, you consent to receive SMS messages from us for service updates, reminders, and communications related to your inquiries. Message frequency varies. Message and data rates may apply. You may opt out at any time by replying STOP. For assistance, reply HELP or contact us directly. We do not share your opt-in information or phone number with third parties for marketing purposes.

4. Cookies and Tracking Our website may use cookies and similar technologies to improve functionality and analyze usage. You may disable cookies in your browser settings, though this may affect site performance.

5. Data Sharing We may share information only with trusted service providers who assist us in delivering services (e.g., hosting, communication tools). These providers are required to keep your information secure and may not use it for their own purposes. We do not sell or rent your personal information to third parties.

6. Data Retention We retain personal information only as long as necessary to provide services, comply with legal obligations, or resolve disputes.

7. Security We take reasonable measures to protect your information against unauthorized access, disclosure, alteration, or destruction.

8. Your Rights Depending on your location, you may have rights regarding your personal information, including: The right to access, update, or delete your data. The right to withdraw consent for marketing communications. To exercise these rights, please contact us at the information below.



9. Contact Us If you have questions about this Privacy Policy or our data practices, please contact us: Rubie Joy Insurance